Let’s Talk Money You’ve Worked Hard for It, Now Make It Work for You

How much do I want to read more? 6/10

Seems like advices on how to handle your money so you won't loose what you earned.
It's about our relationship with money.
I'm sure I can learn from this book. It might be worth applying after this initial push when the money starts flowing.

To the Indian income tax payer.
You pull hard for those that don’t.


Instead of dieting or investing being a habit, we only think of them as remedial measures when our weight or our bank balance goes too high or too low.
Managing your finances is not a luxury for the rich, it is hygiene for everyone.


there is a lot more to financial fitness than just investments. We need a system and not a single-shot solution.
most of all we worry about emergencies and hoard cash.
The cash accumulates, and then some sharpshooter comes along and offers this fantastic deal. This ends in several ways. In a total loss, a partial loss or simply a bad investment.

hink of your financial life as a money box. The money box fills in your working–earning years with income; you use the money to pay for living costs, fees, rent, taxes, insurances and vacations.
The mistake most people make, and we are not to blame, is to think of the money box only as a container of investment products. We start thinking about what to invest in – should I buy a plot of land, or should I buy shares.
But ‘what to invest in’ is not the first decision we should take.
A good money box is one that allows you to streamline your cash flows. It builds in safety nets for preserving your savings in the face of an emergency.

The goal is to make you feel more confident about your money life, but in a system that allows you to be hands-free for most of the year, needing to open the box no more than twice a year.
The by-product of this exercise is that you will actually be able to fund all the things and save for goals that are important to you.